Life Insurance is incredibly simple.
I like to think of life insurance as being similar to buying a car. There are many different types of vehicles out there... cars, trucks, vans, etc. Just like there are many different types of life insurance policies out there...
But at the end of the day they all serv...
We have all heard the old saying, “Two things are guaranteed in life: 1. Death 2. Taxes.”We are at an interesting time right now where prices of assets over the last 50+ years have seen a tremendous growth spurt. I always find it interesting talk...
In the unfortunate event that you or a loved one is suffering from a critical illness, having critical illness insurance provides several benefits to you and to your family. Critical illness insurance is defined as insurance that pays a tax free, lum...
Lets face it, no one likes buying or paying for insurance. In fact I often hear people say they feel insurance poor. From time to time I will meet people who want or already have life insurance and they say "Hey, how can I save money on life insuranc...
What is Critical Illness Insurance?Critical Illness Insurance is designed to provide tax free money in the case of a serious illness. Believe it or not it was actually designed by a doctor who was frusterated because his patients were unable to affor...
On May 7 2014 - I was invited to participate in a discussion about Insurance for Business owners by Your Business with Charmaine on Rogers TV here in Barrie, Ontario.Our main specialty when it comes to insurance for business owners is the follo...
Recently I was approached by a reporter asking about non-medical life insurance. They were interested in my thoughts about which company in Canada offers the best products and what I thought the most common mistake was that consumers make.This is a...
"KINGSTON, ONTARIO--(Marketwired - Nov. 12, 2013) - The Empire Life Insurance Company (Empire Life) has been named the Best Life Insurance Company in Canada in 2013 by World Finance magazine in its annual insurance awards competition. The award is gi...
Most of the Canadian population that has "mortgage insurance" that is highly unikely to be paid should they get sick or die. You may not be aware.If you bought mortgage or creditor insurance from a bank, mortgage broker or any kind of lender you ...
How to figure out how much life insurance coverage we need is quite simple.This process depends on the situation so today we will look at a common example of buying life insurance for a family.The easiest way to look at this is to go through an...
As I mention in other posts all life insurance products are great they simply are ideal for a different person at a different time of their lives. I am going to discuss the products available to you in the industry and hopefully you can get a sense o...
It seems alot of people may not fully understand life insurance. Countless times I have sat down with people to review their insurance needs and their existing policies and they are lacking the appropriate insurance set up.Unfortunetly, I think many...
Every once and a while insurance companies offer massive bargains and part of our job as independent advisors is to identify anomoly products as they come to market and notify people before they dissapear.Life Insurance and Critical Illness Insurance...
Critical Illness Insurance is a protection against serious illness or sickness. The most common illnesses covered are Heart Attack, Cancer, and Stroke. Many policies will cover up to 22 illnesses. The insurance pays a lump sum tax free amount of mone...
Did you know that you could buy Tax Free money at a discounted price? This may seem unbelievable but it is absolutely true. Anyone could buy money at a discounted price, to provide for their family, or better yet to protect their income in the event...
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The pure purpose of Estate Planning is to make an efficient transfer of wealth. Efficiency of Estate Planning is measured in two parts:1) Tax: It is important to plan your estate in a way that will transfer wealth in a tax-efficient manner—set...
We have all heard the old saying, “Two things are guaranteed in life: 1. Death 2. Taxes.”We are at an interesting time right now where prices of assets over the last 50+ years have seen a tremendous growth spurt. I always find it interesting talk...
