Ever wonder what the odds are of death, illness or disability is?Here is a calculator that is quick and easy to use. It shows what the probability of a single person or a couple is of incurring these...
Health Spending Account - The Definitions
A health spending account is a simple way to offer a plan that is incredibly flexible in terms of what you can use money for, allows employee to have full control of what they would like to spend thei...
Useful Calculators
We sometime take for granted the simple access we have to great tools. Here are some useful calculators we use... Financial Needs Analysis &nb...
How to Save the Family Cottage
We have all heard the old saying, “Two things are guaranteed in life: 1. Death 2. Taxes.”We are at an interesting time right now where prices of assets over the last 50+ years have seen a tremendo...
[Video - Live on Rogers TV] - Insurance For Business Owners
On May 7 2014 - I was invited to participate in a discussion about Insurance for Business owners by Your Business with Charmaine on Rogers TV here in Barrie, Ontario.Our main specialty when it c...
The Three M's of Mutual Funds
Mutual funds get alot of flack, and dont get me wrong they should there is a lot of terrible funds out there...But dont kid yourself, there is also great money managers out there who can do a far bett...
Why the average person is broke
Of 100 men at age 6554 will be BROKE (live too long)36 will be DEAD (live too short)5 will still be WORKING (no choice)1 will be RICH (money at work)Source: Statistics Canada Why the Average Family/Pe...
RRSP 101 - Deferral
An important thing to understand about RRSP‘s is the concept of Tax Deferral. What does this mean?Tax Deferral–This simply means that you will not have to pay tax on the money that your money make...
Useful Calculators
Check out these great useful calculators that will help you understand and get organized with your financial affairs. Send us a message if you would like help using or understanding one. Financia...
RRSP 101 - Deductions
Alot of people arent totally aware of how the RRSP tax refund works, so I am going to do my best to explain it to you. I think it is important that people understand the pros and cons of RRSP`s and wh...
Health Spending Account - Why havent we heard of this?
There is a secret savings account out there Canadians, that few people will ever tell you about its called a Health Spending Account.I want to take a brief moment to explain what it is, and you...
